Protect Your Home Before And After A Flood

Floods are one of the most common emergencies in the United States. Although there are areas in the country most at risk, a flash flood can happen anywhere, anytime. The flood insurance could help you recover in case the unexpected happens, however, it is best prepared to reduce potential damage your home in advance.

The following tips will help you protect you against house floods and recover quickly in case of a victim of this disaster.

Before a flood

Do not wait for the rainy season to protect your home against flooding. To reduce potential damage:

- Cover the basement walls with waterproof material to prevent infiltration of water.

- Position switches and electrical contacts, boilers and other household appliances to high points, off the ground. Install wooden bases below the larger craft and try to keep them in the upper floors of your home instead of the basement.

- Build small dams and flood walls around your home, especially at points where water could enter (as the entrance to the basement.)

- Install special valves in the sanitary pipes to prevent the return of drainage, a common situation during a flood.

After a flood

The main thing is to ensure the safety of your family and any flood damage as soon as possible. Do not forget:

- Follow the instructions of the authorities in case evacuations are ordered. Do not go back to your home until you confirm their safety.

- Ensure that potable water is keeping you aware of reports emergency officials in your community.

- Avoid contact with stagnant water, as they may be contaminated or electrocuted if any submerged power lines.

- Clean and disinfect all surfaces and objects that have been in contact with water.

- Maintain wells, septic tanks and other sewage tanks to repair damage to drainage systems and prevent health risks.

Keep in mind that in many communities is available a national flood insurance administered by the Government, as commercial property insurance may not include flood coverage.

Talk to your insurance agent for details of your coverage and start the insurance claim process as soon as possible.